The Bank of England’s approach to innovation in digital assets and payments 

The evolving international approach to the regulation of cryptoassets

Comparative regulatory frameworks: EU's MiCA, UK's approach, US fragmented regulation, and Asia-Pacific models - Key regulatory challenges: classification, custody, market abuse, and consumer protection - The debate over principles-based vs. prescriptive regulation for crypto - Licensing and registration requirements for crypto exchanges and service providers - Anti-money laundering (AML) and counter-terrorist financing (CTF) in crypto transactions - Cross-border regulatory cooperation and the challenge of jurisdictional arbitrage - The impact of regulation on innovation and the location decisions of crypto firms - Lessons from regulatory enforcement actions and market failures 

Realising the potential of tokenisation for real world assets (RWA) 

Asset classes suitable for tokenisation: real estate, private equity, commodities, and debt instruments - Benefits: fractional ownership, enhanced liquidity, transparency, and reduced intermediation costs - Technical infrastructure: blockchain platforms, smart contracts, and custody solutions - Legal and regulatory considerations: property rights, securities law, and cross-border recognition - Market developments: pilot projects, institutional adoption, and infrastructure providers - Challenges to scaling: standardisation, interoperability, and market acceptance - The potential for tokenisation to democratise access to alternative investments 

Project Crypto: Leading America’s Future in Digital Asset Innovation 

Pitch stage open with series of short fintech pitches 

The future of money: stablecoins, tokenised deposits, CBDCs and the latest payment innovations

The stablecoin landscape: types, use cases, and regulatory frameworks - Tokenised deposits vs. stablecoins: differences, advantages, and institutional adoption - Central Bank Digital Currencies: design choices, pilot programmes, and implementation timelines - Cross-border payment innovations: reducing costs, increasing speed, and improving accessibility - The role of DLT in modernising payment infrastructure - Competition and collaboration between traditional payment systems and crypto-based alternatives - Privacy, security, and financial inclusion considerations in digital money - How will the coexistence of multiple forms of digital money reshape the financial system? 

What is next? 2030 Vision 

Mainstreaming digital assets: do they meet the requirements of institutional investors? 

Institutional investor perspectives: risk-return profile, portfolio diversification, and strategic allocation - Infrastructure requirements: custody, trading, settlement, and reporting - Regulatory and compliance considerations for institutional participation - Volatility, liquidity, and market maturity concerns - The role of digital assets in asset allocation frameworks and investment mandates - Fiduciary duties and the treatment of crypto in pension and endowment portfolios - Case studies of institutional adoption: successes, challenges, and lessons learned - The path forward: what needs to change for broader institutional acceptance? 

Themed lunch areas:

• Banking: capital, new entrants, technology and culture
• Asset management: private markets, wealth management and sustainable investing
• Insurance: climate, AI and cyber risks
• Pitch stage open with series of short fintech pitches